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The extras that come with some packaged accounts could cost a lot more if bought separately.

Before choosing an account it’s therefore worth doing a bit of research and totting up how much each benefit – for example, travel insurance, phone insurance and breakdown cover – would cost you if you bought it separately.

Examples of financial goals can be a useful way to help spur someone’s imagination.

Everyone’s priorities are different, so take most suggestions we make as just that—suggestions.

Those fees buy you additional benefits, such as free travel insurance - but are paid-for current accounts really worth their salt?

Here’s a run-down of the pros and cons of packaged (paid-for) current accounts to help you make up your own mind.

Then assess how this compares to the cost of the account.

Although you can get accounts that charge you £15 a month, some will only charge £3.The accident happened in Escourt, in Kwa Zulu-Natal where the two were admitted to hospital for three days.However, Mokoro is now back home with family in Johannesburg but is still going to the hospital every day for check-ups as he still has discomfort in his shoulder.Some accounts, for example, offer access to other products like mortgages that you wouldn't otherwise be eligible for.Other accounts offer cashback on your everyday spending, breakdown cover for your car or home emergency cover.Author Bio: Sam started Financial Samurai in 2009 to help people achieve financial freedom sooner, rather than later.

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