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Some companies acknowledge that waiting lists create a buzz.

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So Fi Money, a bank account through the lender So Fi, would not disclose an official number on its waiting list, but said it was “multiple tens of thousands.” latest i Phone, but for a debit card?

The pre-ordering list for Acorns Spend opened June 5, and there are already 175,000 customers lined up for the account and debit card, which will be available Nov. More than 350,000 joined a waiting list for Acorns Later in the months leading up to its April 2018 launch.

Sometimes reaching for your wallet is like a multiple choice test: How do you really want to pay?

While credit cards and debit cards may look almost identical, not all plastic is the same.

The company began taking people off the waitlist in June, and the accounts will be publicly available later this year.

Financial technology companies also need to establish trust before they roll out their products.

Wait lists can make customers feel like they’re getting a reward.

Jeremy Wright, a 31-year-old in Boise, Idaho, said it’s “fulfilling” to wait for a service or product. Bank and said he likes to try out new forms of digital banking.

For the same reason, Linda Foley, who founded the Identity Theft Resource Center in 1999, suggests not using your debit card for phone orders.

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